2. Customers appreciate Russell Smith Auto for their easy and hassle-free car financing options, as well as their wide selection of quality pre-owned vehicles. Their friendly sales staff helps customers find the perfect car that fits their needs and budget, making the car-buying process a pleasant experience. 6. Unique facts about Russell Smith Auto include being a family-owned Buy-Here Pay-Here dealership with 19 years of experience in assisting customers in finding their ideal pre-owned vehicles. They specialize in offering financing solutions regardless of bad credit or no credit, focusing on first-time vehicle loans and second-chance loans to help customers get behind the wheel. 7. Russell Smith Auto's specialty lies in their Buy-Here Pay-Here financing options, making it easier for customers to purchase a vehicle even with credit challenges. They focus on providing in-house financing solutions tailored to individual financial situations, ensuring that customers can find a car they love while staying within their budget.