Over the course of my career in insurance, I was also a Property & Casualty Insurance Broker including Risk Management. I worked with large International Insurance Brokerage. However, I am now retired. Now, I'm concentrating on Estate Planning using Life Insurance, Investment Products, and Pensions. Today I'm expanding my personal and business insurance by helping individuals with their lifestyle protection. Their family needs protection to protect their home, their income, and in the event that the primary provider passes away too quickly, they need insurance. As a retired professional, I help them plan their retirement and build up savings. My current focus is on Term Insurance, Whole Life Insurance and Mortgage Insurance. Income protection, critical illness and individual health coverage as well as income insurance, employee benefits, Segregated Funds and Travel Insurance are all areas of my expertise. Individuals, self-employed and small business owners who are looking for an experienced Business Specialist will be able to meet with me to discuss their needs and to help them solve any liabilities. Because I am an independent insurance broker, I have the ability to deal with many Insurers in order for them to obtain the product they need. Today, my focus is on Segregated Funds and growing your wealth. I also include Whole Life Insurance, Term Insurance, Mortgage Insurance, Income Protection, as well as Whole Life Insurance. Additionally, I am interested in Critical Illness and Individual Health and Dental Coverage, Travel Insurance and Employee Benefits.