2. Lending Bear is quickly becoming the go-to short-term lender in multiple states, offering installment loans that allow customers to get quick cash and pay it back over time in small installments. The loan application process is fast, with most loans completed within 15 minutes. Lending Bear is a state-licensed direct lender, making it a safe option for those concerned about their credit score. 7. Lending Bear specializes in providing installment loans that offer customers the flexibility to repay their loans in smaller monthly payments over a longer period of time compared to traditional payday loans. This allows borrowers to manage their finances more effectively and comfortably. List of unique facts about Lending Bear: - State-licensed direct lender - Quick loan application process, with most loans completed in 15 minutes - Availability varies by state - Offers installment loans for flexible repayment options Positive summary of reviews: Customers appreciate the quick and helpful service provided by the staff at Lending Bear locations. The team is friendly and efficient, making the loan application process easy and stress-free for borrowers.