New York Life's core value is our commitment to being there for customers whenever they need us, now or in the distant future. Over 175 years, we have kept that promise by being a mutual business, investing smartly and growing our portfolio of strategic companies. We also remained true to our mission, which is to be a mutual company accountable to only our customers and not outside investors. That means that our customers can have the peace of mind that they are able to build a better tomorrow for their loved ones and themselves.