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These loans have the main advantage of allowing you to purchase a house that needs repairs, which you may not be able to otherwise afford. You may also be eligible for a lower interest rate if you have a low down payment. An FHA203K loan, which is guaranteed by the federal government for buyers looking to renovate their homes, can be obtained. The FHA203K loan is a way for the borrower to finance their home and fund the renovations. With tools and knowledge to help you navigate the 203K loan application process, we are here to assist. You will be able to clearly understand the differences among loan programs so that you can choose the best one, whether you are a first or repeat homebuyer.