New York was established in 1788. It is more than 232 years old and has 19,453,561 inhabitants. New York has 31 highways that span 1,730 miles. New Yorkers who plan to drive along I-881, I-886, I-857, I-886, I-887, I-887, I-888, I-987, I-888, I-990, I-995, I-999, and other roads should get car insurance. New York's average car insurance rate is around $105. Minimum liability bodily coverage for each person is $25,000, and $50,000 is required per accident. We recommend that drivers purchasing car insurance in New York purchase minimum $50,000 bodily coverage for each person, and the matching amount per incident. New York car insurance can cost motorists as much as $764 each month.