Software Earnings Inc. provides software consulting and development for banking, finance, file transfer, and image repairs in the Memphis, TN region. Software Earnings Inc. (SEI), specializes in payment processing solutions for financial institutions. We have many customers, from top financial institutions and community banks to name a few. Our component-driven and complete payment processing solution is Payments Navigator. Payment Navigator components allow financial institutions to remove legacy systems by providing capture, data correction, and distribution. Payments Navigator is a foundation for payment convergence. This strategy consolidates all types of payments into one platform to address changing needs in the financial sector. Remote Deposit Capture Suite is also available. It provides correspondent, merchant, branch, and remittance information, as well as an RDC FFIEC compliance reporting instrument.