All health insurance options in the Marketplace offer complete coverage. This includes hospital visits, medications and doctors. All your options for insurance can be compared based upon: price, benefits, Quality, and Other features you may find important Private companies can provide insurance coverage Marketplace will provide you with coverage information when you place an order. You will see all of your costs upfront so that you can make an informed decision about which coverage and how much you are paying. The insurance company can not refuse coverage or make you pay more if you have a pre-existing or chronic condition. They can also charge less for women than they do for men. Your monthly premiums could be reduced You will find out whether you are eligible for the premium credit when you apply to the Health Insurance Marketplace. This is the amount that you pay monthly to your insurance plan. Your 2019 estimated household income will determine the amount of your premium credit. There are four types of coverage Your monthly premium and the amount you spend on prescription medication or hospital visits will be affected by which category you select. Your out-of pocket costs, or the total cost of care you will need for the year, are also affected. These are the categories. Bronze Silver Gold Platinum Marketplace offers "catastrophic policies" to those under 30, and some individuals with low incomes.