Positive reviews for Oportun highlight the company's installment loans, with customers praising the quick and efficient service, along with the helpful and informative staff. Oportun offers personal loans for a variety of needs, such as unexpected expenses, medical bills, home improvements, car repairs, big purchases, and debt consolidation. These loans are a type of installment loan with fixed terms, allowing customers to pay back the loan in monthly payments over a set period. Oportun may be able to provide personal loans to individuals with poor credit scores, helping them build their credit history and improve their credit scores. Unique facts about Oportun include their focus on helping individuals regardless of their credit situation, offering personal loans to those looking to improve their credit or borrow money for the first time. The company values customers' time, striving to provide quick and easy application processes for both formalization and prequalification. Oportun aims to create new opportunities for individuals by providing them with the financial products and services they need. Oportun's specialty lies in offering personal loans for various purposes, emphasizing their installment loan structure with fixed terms. The company's focus on providing assistance to individuals with poor credit scores sets them apart, as they aim to help customers improve their credit history and financial situation through their loan products. Oportun's efficient and friendly service, as highlighted in customer reviews, further solidifies their reputation as a reliable provider of personal loans.