Acala Investments is a Texas-based mortgage lender. It's located in El Paso. There are private financing options available to commercial and residential property owners throughout Texas. You can get a wide range of services from refinance to property tax loans. For mortgage purchases and construction, banks offer loans. Homebuyers have many choices depending on income and creditworthiness. The easiest way to determine if your eligibility is through credit application. The requirements will vary from one mortgage lender to the next. You can determine what type of property is possible by getting pre-approved for a loan. Based on their financial resources, some borrowers may even decide to build their homes. Applying for a mortgage is the first step in securing your home. A renovation of an existing house may be possible. It is an easy way to turn equity into cash that you can use for other purposes. Refinancing at a lower interest rate can reduce monthly payments. Refinancing with a lower rate of interest can improve your finances. Contact Acala Investments for more details about your options when it comes to re-financing. You may have many questions if you are a first-time homebuyer. A home loan is an option, as real estate can be a very expensive purchase. Home loans are legal obligations between two people to fund and repay money for the purchase of a home. The lender will usually be a bank or credit union. You'll sign an agreement to repay the loan within a set time period. The lender may also require you to pay fees and interest.