You can be sure that you are in the best interest of your family when you partner with one our financial advisors. Through an open relationship, they will help you achieve your financial goals. Lincoln Financial Group, the brand name of Lincoln National Corporation, is used to market insurance companies affiliates. These include The Lincoln National Life Insurance Company in Fort Wayne, IN and The Lincoln Life & Annuity Company New York, Syracuse NY. Variable products distributed by broker-dealer/affiliate Lincoln Financial Distributors, Inc., Radnor, PA. Securities and investment advisory services offered through other affiliates. Lincoln products cannot be used as a deposit or FDIC-insured. They may lose value and they aren't insured or guaranteed by banks or savings associations. The insurance company is responsible for all claims. These policies are not guaranteed by any broker-dealer or insurance agent selling them, nor any affiliates. No representations or warranties regarding the claim-paying abilities of any issuer is made. Lincoln MoneyGuard(r), a Universal Life Insurance Policy, has a Long-Term Care Rider. There are exclusions and limitations to the policies as well as riders. For complete information and costs, please contact the Lincoln representative. Policies for life insurance: If no premiums have been paid after the initial premium or if subsequent premiums prove insufficient, coverage could be cancelled. Lincoln National Corporation service marks include "Lincoln Financial Group", “Lincoln Financial", „Plan Protect Retire”, "This is Financial Security", and "Lincoln Financial Logo".