Guild Mortgage, a top-rated independent lender of mortgages in the country*, has knowledgeable loan officers available in your area. Guild provides personalized and expert service to all types of customers for refinancing and new home purchases. We have the right loan for you, whether your goal is to buy your first home, upgrade, downsize, or invest in residential real property. You might have found the ideal location but your house is in dire need of improvement. Perhaps you want to stay in your current home, but it's not important. A home renovation loan allows you to make improvements now, and then pay it off over time. This will allow you to create a beautiful place that you are proud of. Home renovation loans allow you to purchase or refinance any home, in nearly any condition. You can also make home improvements and then pay them off over time. Combine the purchase or refinance cost with estimated remodeling costs. You will be connected to a specialist in renovation loans and can choose your preferred contractor for the job.