Bankruptcy Creditors Rights: You are a creditor and must require debtors repay their loans. The right to collect the debt you owe is yours. A skilled creditor rights lawyer can help you make a convincing case. Creditors Rights: A creditor might need to help a debtor who files bankruptcy. My goal is to help creditors collect any amount owed by the debtors. I will explain all options to you and help with any dispute that might arise.