Janice Smith, Loan Officer at Guild Mortgage is responsible for originating South Bay loans. Janice was born in Mountain View, CA, and has worked in mortgage lending since 1997, as an underwriter, processor, and assistant loan officer. She has the knowledge to efficiently close a loan, from the application stage to the closing. This makes the process for all applicants a pleasant experience. Janice enjoys time spent with her family, including her children and husband. Her hobbies include wine tasting, flower arrangement, travel, cooking, and going to movies. She hopes to assist others in achieving their dream of owning a home. Home renovation loans allow you to purchase or refinance any home, in nearly any condition. You can also make home improvements and then pay them off over time. Combine the purchase or refinance cost with estimated remodeling costs. You will be connected to a specialist in renovation loans and can choose your preferred contractor for the job.