1F Cash Advance can be used as a lender direct for personal, payday and installment loans. When traditional loans for personal loan are not available, we provide financial assistance to those with poor credit scores. To pay your bills and cover financial emergencies or finance unexpected costs, get cash today. Commerce City residents have been our customers since 2019. Visit our shop today if you require money quickly. 1F Cash Advance will approve your loan application quickly. Stop looking elsewhere for loans and instead choose 1F cash advance - your reliable direct lender. You will need to pay your cash advance back on the next payday. Colorado is among the states that have a minimum six-month loan term or 180 days after the date the borrower receives their loan. Locals have the advantage of having more time to repay their debt. Payday lenders in Colorado are prohibited from charging more than 36% interest and the maximum amount of a loan is limited to $500. This applies to both online and in-store payday loans in Colorado. Colorado residents have increased protection against loans they might not be able to repay due to these restrictions. If borrowers wish to obtain another loan, they must wait for a 20-day cooling off period. Colorado doesn't have a limit on the maximum term of a loan. This is up to the lender who provided the loan.